Interest Rate on Deposits

Effective from 2077


SN Saving Products Rate
1 Monthly Savings 5.5 %
2 Optional Savings 4.5 %
3 Regular Savings 5.5 %
4 Education Savings 6.5 %
5 Daily Savings 3.50 %
6 Festivals Savings 7.00 %
7 Tension Free Savings 6.5 %
8 Piggy Box Savings 6.5 %
9 Remittance Savings 4.50 %
10 Provindent Fund Savings 7.50 %
11 6 Months Periodic Savings 8.00 %
12 1 Year Periodic Savings 8.50 %
13 2-3 Years Periodic Savings 8.25 %
14 Nari Savings 3.5 %
15 Panchanga Daily Savings 3.50 %
16 VYCCU Surakshya Bachat Scheme 1 4.5 %
17 VYCCU Surakshya Bachat Scheme 2 4.5 %
18 VYCCU Surakshya Bachat Scheme 3 4.5 %
Interest Rates on Loan

Effective from 2077


SN Loan Type Rate
1 Agriculture Loan 10.50 %
2 Beehive Industry Loan 10.50 %
3 Business Loan 10.50 %
4 Career Loan 10.50 %
5 Education Loan 12.00 %
6 Emergency Loan 8.00 %
7 Foreign Employment loan 12.00 %
8 Hire Purchase Loan 14.50 %
9 Home Loan 12.00 %
10 Income Generating Loan 10.50 %
11 Industry Loan 10.50 %
12 Inter Lending Loan 10.50 %
13 Land Purchase loan 12.00 %
14 Livestock Loan 10.50 %
15 Poultry Farm Loan 10.50 %
16 Tallering Loan 10.50 %
17 Professional Loan 10.50 %