Interest Rate on Deposits

Effective from 2077


SN Saving Products Rate
1 Monthly Savings 5.5 %
2 Optional Savings 4.5 %
3 Regular Savings 5.5 %
4 Education Savings 6.5 %
5 Daily Savings 3.50 %
6 Festivals Savings 7.00 %
7 Tension Free Savings 6.5 %
8 Piggy Box Savings 6.5 %
9 Remittance Savings 4.50 %
10 Provindent Fund Savings 7.50 %
11 90 Days Periodic Savings 9.50 %
12 6 months-1 Year Periodic Savings 10.00 %
13 Nari Savings 3.5 %
14 Panchanga Daily Savings 3.50 %
15 VYCCU Surakshya Bachat Scheme 1 4.5 %
16 VYCCU Surakshya Bachat Scheme 2 4.5 %
17 VYCCU Surakshya Bachat Scheme 3 4.5 %
18 Optional Plus Savings 7.00 %
Interest Rates on Loan

Effective from 2077


SN Loan Type Rate
1 Agriculture Loan 10.00 %
2 Beehive Industry Loan 12.00 %
3 Business Loan 12.00 %
4 Career Loan 12.00 %
5 Education Loan 13.00 %
6 Emergency Loan 8.00 %
7 Foreign Employment loan 13.00 %
8 Hire Purchase Loan 14.50 %
9 Home Loan 13.00 %
10 Income Generating Loan 12.00 %
11 Industry Loan 12.00 %
12 Inter Lending Loan 12.00 %
13 Land Purchase loan 13.00 %
14 Livestock Loan 10.00 %
15 Poultry Farm Loan 10.00 %
16 Tallering Loan 12.00 %
17 Professional Loan 12.00 %