Interest Rate on Deposits

Effective from 2081/04/06


SN Saving Products Rate
1 Monthly Savings 5.00 %
2 Optional Savings 4.50 %
3 Regular Savings 5.00 %
4 Education Savings 8.00 %
5 Daily Savings 4.50 %
6 Festivals Savings 6.50 %
7 Tension Free Savings 7.50 %
8 Piggy Box Savings 7.00 %
9 Remittance Savings 6.00 %
10 Provident Fund Savings 6.50 %
11 Nari Savings 4.50 %
12 Panchanga Daily Savings 4.50 %
13 VYCCU Surakshya Bachat Scheme 1 4.50 %
14 VYCCU Surakshya Bachat Scheme 2 4.50 %
15 VYCCU Surakshya Bachat Scheme 3 4.50 %
16 Optional Plus Savings 5.50 %
17 6 Months Periodic Savings 5.25 %
18 1 Year Periodic Savings 6.50 %
19 2 Years Periodic Savings 7.00 %
Interest Rates on Loan

Effective from 2081/04/06


SN Loan Type Rate
1 Agriculture Loan 11.00 %
2 Beehive Industry Loan 11.49 %
3 Business Loan 11.49 %
4 Career Loan 11.49 %
5 Education Loan 12.75 %
6 Emergency Loan 7.00 %
7 Foreign Employment loan 12.75 %
8 Hire Purchase Loan 13.50 %
9 Home Loan 12.75 %
10 Income Generating Loan 11.49 %
11 Industry Loan 11.49 %
12 Land Purchase loan 12.75 %
13 Livestock Loan 11.49 %
14 Poultry Farm Loan 11.00 %
15 Tallering Loan 11.49 %
16 Professional Loan 11.49 %
17 Home Appliance Loan 10.50 %
18 Cycle Loan 11.49 %
19 Salaried Loan 11.49 %
20 Revival Loan 10.50 %
21 Green Loan 9.99 %